ADT® Authorized Dealer Serving Prescott, Flagstaff, & Northern Arizona
Father and kids coming through the front door
September 08, 2026

Can A Home Security System Decrease Insurance Rates In Prescott?

You bet! The majority of insurers offer discounts for home security systems in Prescott, frequently ranging from 5-20% based on a few different factors. Savings can differ significantly according to where you live, the type of system you install, and the insurer. Discover how to get the most savings while giving your loved ones the best protection possible

Why Do Insurers Offer Home Security Discounts?

Home security systems reduce the risk of burglary, which means the probability of your insurer paying a covered claim are lowered. If you have monitored CO detectors, fire alarms, and flood sensors tied to your home’s security, the potential for damage due to fires and flooding goes down as well. You’re helping the insurer by minimizing their payout risk. Because of this, they’re pleased to give you a price savings.

What Prescott Home Security Systems Qualify For The Best Discount?

It makes sense that you are looking to maximize your savings. Here’s how:

  • Get professional monitoring. Professional monitoring is ideal for your household, and it’s often required by insurance companies to qualify for a discount. Get the added protection you need and save some cash while you’re at it.

  • Include monitored safety alarms. You’ll likely qualify for additional savings by minimizing the risk of damage as a result of fires, carbon monoxide leaks, and flooding. Getting your carbon monoxide detectors, smoke alarms, and water sensors professionally monitored also supplies your family an invaluable backup during emergencies.

  • Install a complete security system. Installing a layered defense with video surveillance, motion detectors, window and door sensors, smart locks, and more, will be viewed favorably by the carrier and likely result in a bigger discount.

Adding a video camera by itself doesn’t automatically qualify you for a discount. Know that your system should be monitored. 

How To Get Your Home Security Insurance Discount In Prescott

The initial step to reducing your premiums is to reach out to the insurance provider once you’ve installed your home alarm system. They will likely want to check proof such as an alarm monitoring certificate or a monitoring agreement. Leading home security companies like ADT have experience with insurers and can help with the necessary paperwork.

ADT Systems Meet The Requirements For Insurance Discounts

If you want the best defense and an insurance discount, select an ADT alarm system in Prescott. Boasting the largest monitoring network in the U.S., ADT gives you the best in 24-hour professional monitoring. You’ll also benefit from comprehensive systems with video cameras, smart locks, environmental alarms, and much more.

What Will You Save? Design Your New ADT System In Prescott Today

The true advantage of ADT home security systems is the superior protection they provide for your Prescott family. Getting a discount on your home insurance premiums is a nice bonus. Design your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Dial (928) 888-9024 or submit our form on this page.

Take the Home Security Quote Quiz to Get Personalized ADT Equipment Recommendations